Central Wealth Management Limited provides impartial award winning fee based advice.

Why should I pay fees rather than commission for financial advice?

Planning – Too much advice is centered around products being fee based allows us to firstly determine what you need (see www.financialrouteplanner.co.uk).

Cost – In many cases the full commissions are higher than the appropriate fee.

Impartiality – your adviser will have no reason to be product biased and thus your interests will paramount.

Choice – some solutions do not pay commission.

Transparency – you will always know exactly how much the advice and service is costing you.

Can commission be used to pay a fee?

Yes – if care is taken to firstly define the fee and then give you, the client the choice over how it is paid, this can be very useful. For example, a high rate tax payer seeking pension advice can opt to have the fee paid from their pension and reduce the cost by 40%

What does it cost?

We offer a full range of options, fixed fees, hourly rates or fees based on assets under advice (see www.centralinvest.co.uk). Every client is an individual who gets bespoke advice and our charging options reflect this. We offer an initial meeting at our offices or at another mutually convenient venue to discuss how we can work together at this meeting (or immediately after it) we will confirm the likely charges.

What are the benefits of becoming a client?

• Cost effective management of your financial affairs allowing you to become financially well organized.
• Good value, common sense pragmatic financial planning giving access to one point of contact - a trusted adviser to simplify your finances and help you make decisions.
• Access to Nobel Prize winning investment and pension portfolio investment strategies
• Effective management of risk, reduction of tax, protection of assets.
• Prudent debt management strategies
• Highly personalised attention
• Helping you achieve your life goals by creating and implementing your financial plan